Do you hold a private mortgage note and want to convert it into immediate cash? You’re in the right place. We buy mortgage notes nationwide—offering fast, secure, and fair transactions to note holders across the country. Whether you’re holding a residential note in Texas or a commercial loan in Florida, you can sell your mortgage note for a lump sum without delay.
Our process is simple, our reach is national, and our goal is to help you unlock the value of your real estate-backed asset on your terms.
Why Sell a Mortgage Note?
There are many reasons people decide to sell their mortgage notes. These notes are valuable financial instruments, but they tie up your equity over many years. Selling allows you to:
- Receive a lump sum of cash upfront
- Eliminate the risk of default or late payments
- Reinvest in new opportunities or real estate
- Pay off high-interest debts
- Distribute funds in estate planning or divorce
- Convert long-term payments into flexible capital
Whether you need cash for personal use or business growth, selling your mortgage note puts you back in control of your finances.
Types of Notes We Buy
We purchase a wide range of private real estate-backed notes, including:
- Residential mortgage notes
- Commercial mortgage notes
- Land contract and contract-for-deed notes
- Mobile home notes (with or without land)
- Balloon payment mortgage notes
- Performing and partially performing notes
If your note is backed by real estate and has a clear payment structure, it likely qualifies for purchase.
We Buy in All 50 States
From coast to coast, we work with individual note holders, investors, and sellers across the United States. Our national footprint allows us to offer fast closings and flexible options no matter where your property is located.
States we serve include but are not limited to:
- California, Texas, and Florida
- Arizona, Nevada, and Colorado
- Illinois, Georgia, and North Carolina
- Ohio, Michigan, and Pennsylvania
- Washington, Oregon, and New York
Whether you're in a major metro or a rural area, we can evaluate your note and make an offer—quickly and professionally.
How Much Is My Mortgage Note Worth?
The value of a mortgage note depends on several factors, including:
- Unpaid principal balance
- Interest rate and payment amount
- Borrower credit history
- Payment history and length of note
- Property type and current market value
- Documentation and lien position
After reviewing these details, we provide a competitive offer that reflects the true market value of your note.
Our Process: Simple and Secure
Selling your mortgage note doesn’t have to be complicated. We make it easy with a five-step process:
- Submit your note info – Share the basic details online or by phone.
- Receive a no-obligation quote – We’ll send you a competitive offer fast.
- Due diligence – We verify documents and payment history securely.
- Sign the agreement – We prepare clear documents for your approval.
- Get paid – Funds are wired directly after closing.
This process typically takes 2 to 3 weeks, depending on how quickly documentation is submitted.
Full and Partial Note Purchases
You don’t have to sell the entire note if you don’t want to. We offer both full and partial purchase options to fit your needs:
Full Purchase
Sell 100% of your remaining note balance and receive a single lump sum. This option provides complete liquidity and releases you from any future obligations.
Partial Purchase
Sell a portion of the payments—for example, the next 60 monthly payments. Once that term ends, you resume receiving payments. It’s a great option if you want cash now but still want income later.
Who We Work With
We purchase notes from individuals and businesses in many situations, including:
- Property sellers who financed the sale
- Private lenders and note investors
- Heirs managing inherited mortgage notes
- Divorced spouses dividing assets
- Real estate professionals looking for liquidity
- Business owners funding operations
No matter your background or financial goal, we offer a customized solution to help you make the most of your note.
Why Choose a Nationwide Note Buyer?
Working with a nationwide buyer provides several advantages:
- More competitive offers – Access to broader funding and markets
- Streamlined paperwork – Proven processes for quick closings
- Experience with all property types – From residential to commercial and land
- Trusted professionals – Dedicated to helping you achieve financial clarity
When you choose a team that buys mortgage notes across the U.S., you gain flexibility, reach, and confidence in the transaction.
Start Your Note Sale Today
If you're ready to turn your monthly payments into a lump sum of cash, we’re ready to help. Selling your mortgage note can be a smart move for retirement planning, debt elimination, investment reallocation, or personal cash flow needs.
We buy mortgage notes nationwide—quickly, safely, and with your goals in mind. Start the process today and take the next step toward financial flexibility.
